Last update: November 15, 2024
1. Acceptance of Terms By accessing the website of Shiloh Finance ("Company," "we," "us," or "our") at [Insert Company Website], or by using any services provided by Shiloh Finance ("Service"), you ("User," "you," or "Merchant") are agreeing to be bound by these Terms of Service ("Agreement"). If you do not agree to this Agreement, please do not use our Services.
2. Services Description Shiloh Finance provides a service for high ticket merchants to generate Retail Installment Contracts for their customers, which are to be used in lieu of traditional financing options. These contracts allow customers to pay for goods or services in installments without the merchant receiving the funds upfront.
3. Use of Service The Service is intended for use by merchants who have been approved by us following our application process. The Service allows for the generation of binding Retail Installment Contracts between the merchant and their customers.
4. Merchant Account Obligations In order to access our Service, you must create an account with us. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
5. Privacy Policy Our collection and use of personal information in connection with the Services are as provided in Shiloh Finance's Privacy Policy located at [Insert Link to Privacy Policy].
6. Restrictions on Use You are permitted to use the Service only for lawful purposes as provided in the terms of the contract and applicable law. You may not use the Service in any manner that could damage, disable, overburden, or impair our services or interfere with any other party's use and enjoyment of the Service.
7. Intellectual Property All intellectual property rights in or related to the Service are the property of Shiloh Finance or our licensors. Except as expressly authorized by us in writing, you may not copy, modify, distribute, sell, or lease any part of our Services or included software.
8. Termination We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms.
9. Warranty Disclaimer Our Services are provided "as is," without any warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
10. Limitation of Liability In no event will Shiloh Finance, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.
11. Governing Law These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Shiloh Finance is incorporated, without regard to its conflict of law provisions.
12. Changes to Terms We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.
13. Contact Information If you have any questions about these Terms, please contact us at support@shifi.io
Dwolla Terms: In order to use the payment functionality of Shiloh Finance Inc’s application, you must open a "Dwolla Account" provided by Dwolla, Inc. and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in or transferred through your Dwolla Account are held or transferred by Dwolla's financial institution partners. You must be at least 18 years old to create a Dwolla Account. You authorize Shiloh Finance Inc (“ShiFi”) to collect and share with Dwolla your personal information including full name, date of birth, social security number, physical address, email address and financial information, and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Dwolla Account through ShiFi’s application, and Dwolla account notifications will be sent by ShiFi, not Dwolla. ShiFi will provide customer support for your Dwolla Account activity, and can be reached at www.shifi.io, support@shilohfinance.com and/or 949-322-3824.
